Everyone needs to get their own t-shirt.
Let's just say that despite sage advice, lessons need to be learned. I would do almost anything to protect you, to keep you Scot-free, but I'm strong-willed too, so I do know how it is. If it works out, I am your loudest cheerleader. If not, I'll bring a first-aid kit.
Well, I finally don't owe enough on my student loans to refinance them. And it only took seven years. It won't be too long until they're all gone.

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